Individual and Family Plan Articles | Virginia Premier

Individual and Family Plans

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Urgent Care vs. Emergency Room: Know Where to Go

There are a few factors to consider when deciding where to go for care, whether it’s a doctor’s office, walk-in clinic, urgent care, or the ER. Before you’re in a situation where you need to make this decision, it’s important to know your choices for care.

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Coping During COVID-19

The COVID-19 pandemic poses many challenges to our mental health. It’s added a variety of stressors and worries well beyond we might feel on a normal day.

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How to Read an Explanation of Benefits

What is an explanation of benefits? Every once in a while, you’ll get an Explanation of Benefits, also known as an “EOB” from your health insurer. What is it? What is it trying to tell you? Is it a bill? No, it’s not a bill, but it does have useful information.

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What is a Formulary?

A formulary is just a list of prescription drugs that your health insurance plan gives you coverage (i.e., helps you pay) for. Your health plan’s formulary will list the names of the drugs, along with how much or what kind of coverage your health plan provides for it.

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Take Time to Thank a Nurse

The World Health Organization has declared 2020 as the International Year of the Nurse and Midwife. To help celebrate, we’d like you to tell us about a nurse or midwife who has helped you with your health or pregnancy.

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Raising Awareness About Tuberculosis

Tuberculosis (often called “TB”) is an infectious disease that has been around for centuries. The cause of the disease – Mycobacterium tuberculosis bacteria – was discovered in 1882, and antibiotics able to cure tuberculosis were developed in the 1940s.

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